How defensive driving can keep you safe
Insurance rate benefit to completing a defensive driving course
Final word
How defensive driving can keep you safe
By taking a defensive driving course and properly utilizing the skills that you learn from the course when you are driving, you will effectively be able to greatly reduce risks by anticipating hazardous situations and better identifying risks such as reckless drivers. During a defensive driving course, you will learn about a vehicle’s safety equipment as well as how to properly use it, accident prevention techniques, Hawaii’s state driving laws, the details behind each of those laws and about the factors that can cause accidents such as the human element and weather.
In Hawaii, you will have the option of taking a defensive driving course in-person or online. This course will take somewhere between four and eight hours depending on which course your insurance provider allows you to take for a point and/or rate reduction. You can see all the defensive driving course options that you might have by clicking here.
Insurance rate benefit to completing a defensive driving course
The other major benefit to taking a defensive driving course in Hawaii is that you will be able to get a discount on your car insurance by completing the course. If you committed a serious enough traffic infraction that you were ticketed or even arrested, you can also use the completion of a defensive driving course to get the points you received taken off your license. This could, in turn, prevent your insurance rates from going up as a result of the infraction.
The amount of the reduction that you will receive will vary depending on which insurance company you have. The discount will be between five and twenty percent and will last for three years. After three years, you will need to re-take the course in order to continue the discounted insurance rate. In most instances, the insurance discount will be ten percent.
Final word
Taking a defensive driving course will really help keep you a lot safer when you are out on the road in Hawaii. It will also help keep your insurance rates as low as possible. Whatever your reason may be for taking the course, whether you do it in person or online, the course will only take between four and eight hours once every three years. So, it is well worth your time to do it.
